Our Mission is to partner with our clients to establish and achieve financial goals through objective planning and management of investment assets.
Our Purpose is to help build, manage and preserve the assets of our clients.
Our Clients understand the importance of coordinating and managing their finances today in order to realize their goals of financial security for tomorrow. They also realize that their immediate concerns with family and work can prevent them from the regular time commitment needed to properly manage their finances to achieve future goals. They are willing to enter into a mutually beneficial long-term relationship with professional advisors in order to simplify their own lives. Our clients are interested in working with advisors who will keep them informed of plans best suited for them, not with people who are merely sales representatives.
Client ServiceEach of our clients has specific circumstances, interests and needs. We search for clients whom we can best serve with our particular area of expertise. We feel that it is important to keep the number of clients to a minimum so that we have more time available to truly work with our clients. We pride ourselves on continually striving to take the necessary time needed to attend to every detail of our clients financial security!
Concord Advisors PlanningConcord Advisors planning is an approach to wealth management in which we take a comprehensive view of our clients financial picture and then create a plan to help manage the client’s wealth. We analyze all of our client’s assets from such financial areas as insurance, investments, banking, trust, and estate planning. We create a plan so that individual financial vehicles can work optimally together to contribute to the clients wealth. The following financial planning services are available individually or as part of a comprehensive plan:
- Distribution Planning
- Retirement Income Analysis
- Asset Management
- Estate Planning & Tax Minimization
- Online Wealth Management through our Web Service
- Long Term Care Planning
- Accumulation Planning
- Investment & Risk Analysis Consulting
- Investment Policy Statement Development
- Long Term Disability Insurance
- Life Insurance Needs Analysis
- Education Funding
Tax Preparation ServiceThe tax preparation season can be a stressful time for clients. Concord Advisors offers a discounted rate for personal tax preparation services for clients.
Business PlanningWe are qualified in helping your business implement a business protection plan, retirement programs and compensation & benefit packages:
- Employee Benefits
- Tax Qualified Retirement Plans
- Buy-Sell Arrangements
- Business Succession Plans
- Deferred Compensation Plans
- Employment Contract Review for Physicians
Jonathan D. Herbruck, CFP®Jonathan began his career in the financial services business in 1989. Prior to founding Concord Advisors, Jonathan worked at the successful benefits consulting firm his father co-founded, where he specialized in financial planning, life insurance, and investment management. It was here that Jonathan learned the importance and value of the financial planning process. In addition to running a successful wealth management firm that focuses on building, managing and preserving clients’ assets, Jonathan has led workshops for employers and national conferences throughout the country. Email Jonathan Herbruck Disclosure Brochure
Timothy R. Haber, CLU®, ChFC®Tim started his business career on the West Coast after graduating from the University of Wisconsin. After working in sales for an office and business systems manufacturer for a number of years, Tim returned to Cleveland to enter the insurance and financial services business. He earned the Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant® (ChFC®) designations, and completed advanced studies in the areas of Employee Benefits, Business Tax Planning, and Estate Planning. He has taught Business Insurance at the college level. Active in his industry, Tim served as President of the local Society of Financial Service Professionals chapter and is a member of the National Association of Insurance and Financial Advisors (NAIFA), and Estate Planning Council. Tim currently resides in Shaker Heights. Email Tim Haber Disclosure Brochure
James D. Yurman & Associates, Inc.Jim provides custom designed consulting services to individual physicians as well as physician group practices and medical institutions. With dramatic frequency legislative and economic changes have reinforced the notion that specialization is the order of the day – both in medicine and in finance. Through their many years of training, physicians have specialized in the medical needs of their patients. So also, since 1962 James D. Yurman & Associates, Inc. has served the specialized needs of physicians around the country. In the fall of 2007, Jim affiliated with Concord Advisors to offer additional services to his clients. Visit Physicians Financial Advisors Website Yurman Disclosure Brochure
Mark A. KalmeyerMark began his career in the financial services business in 2008 as a advisor at Concord Advisors. Prior years Mark worked at a successful Environmental Testing Lab. It was there that Mark learned the importance and value of a disciplined approach to processes similar to the financial services business dealing with the EPA. In addition to running a team of 40 employees Mark was able to focuses on building, managing and preserving clients relationships. Kalmeyer Disclosure Brochure
Valmark Securities, Inc.As an independent Broker-Dealer, Valmark Securities is not tied to a specific wire house or insurance carrier. Valmark brings with them over 50 years of experience supporting the financial service needs of Investment Advisors.